Terms of Use
Last updated: {Month Day, Year}
1) About Us
Conz Media APS (“Company,” “we,” “us,” or “our”) operates a marketing and comparison service that helps users discover auto insurance offers from licensed third-party providers. We are not an insurance company and do not underwrite coverage.
2) Using Our Site
You must be at least 18 and a U.S. resident to use this site. You agree to provide accurate information and use the site for personal, lawful purposes.
3) No Professional Advice / No Guarantee
Content is for informational purposes only and is not insurance, legal, or financial advice. Rates and savings vary; we do not guarantee any particular result, price, or coverage.
4) Communications Consent
By submitting your information, you authorize us and our marketing/insurance partners to contact you by email, phone, and SMS regarding quotes, enrollment, and related promotions. Standard message and data rates may apply. Message frequency varies. You can opt out of SMS by replying STOP and from email by using the unsubscribe link.
5) Third-Party Services
Links and offers may be provided by third parties. Their terms and privacy policies govern your use of their services. We are not responsible for third-party content or actions.
6) Intellectual Property
All site content is owned by us or our licensors. You may not copy, distribute, or create derivative works without permission.
7) Prohibited Uses
You agree not to misuse the site, attempt to interfere with its operation, or submit false, misleading, or harmful information.
8) Disclaimers
THE SITE AND CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
9) Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).
10) Indemnification
You agree to indemnify and hold us harmless from claims arising out of your use of the site or violation of these Terms.
11) Governing Law & Disputes
These Terms are governed by the laws of the State of {Your State}, without regard to conflict-of-law principles. Any dispute will be resolved in the state or federal courts located in {Your County, Your State}.
12) Changes
We may update these Terms at any time by posting a revised version with a new “Last updated” date.